50,000+
Trusted by 50,000+ businesses
$5B+
$5B+ funded
24hr
24hr response
95%
95% approval rate
Free Consultation
on business capital options
Complete our brief form to see which funding programs you qualify for.
Bank-level security
2-hour response time
No obligation
By submitting this form, you consent to receive your free rate quote from americanbusinesscapital.org and its partners via phone, SMS, or email—even if you’re on the National Do Not Call list. You agree to be contacted regarding your business loan request. You may opt out anytime by replying STOP to texts or clicking unsubscribe in emails.
Trusted by 50,000+ Businesses
Business Capital
Made Simple
Access multiple funding solutions tailored to your business needs. From SBA loans to credit lines, we match you with the perfect program.
$5B+
Funded
24hr
Response
95%
Approval Rate
Revenue-Based Funding
Flexible repayment based on your monthly revenue flow
SBA Guaranteed Loans
Lower rates with government backing and longer terms
Fast Approval
Get approved in 24 hours with minimal documentation
Choose Your Perfect
Funding Solution
Comprehensive financing options tailored to every business stage and industry. From startups to established enterprises.
Fast Funding
Merchant Cash Advance
Upfront capital in exchange for a percentage of future sales. Ideal for businesses with strong card revenue.
- Based on daily sales volume
- No fixed monthly payments
- Minimal documentation
- Bad credit accepted
Factor Rate
1.15–1.45×
Timeline
24–48 hrs
Most Popular
Bank & SBA Term Loans
Government-backed and bank term loans for working capital, acquisitions, and commercial real estate.
- Working capital & acquisitions
- Commercial real estate
- Up to $5M funding
- 7(a) & 504 SBA programs
Rate
Prime +2.75%
Timeline
30–45 days
Flexible
Line of Credit
Revolving credit from banks and alternative lenders. Draw only what you need, when you need it.
- Traditional & alternative lenders
- $10K–$500K limits
- Pay interest only on usage
- Revolving & reusable
Rate
8–25% APR
Timeline
1–5 days
Fast Approval
Invoice & AR Factoring
Turn outstanding invoices into immediate working capital through factoring lines of credit.
- Up to 90% advance rate
- No debt on balance sheet
- Recourse & non-recourse
- Grows with your sales
Fee
1%–5%
Timeline
24–48 hrs
Purchase & Lease
Equipment Financing
Finance or lease new and used equipment with the equipment itself serving as collateral.
- Up to 100% financing
- Purchase & lease options
- Tax benefits (Section 179)
- Preserve cash flow
Rate
5–15% APR
Timeline
3–7 days
Secured
Asset Based Lending
Collateral-based financing secured by inventory, equipment, receivables, and real estate.
- Inventory & equipment collateral
- Higher loan amounts
- Lower rates vs unsecured
- Flexible structure
Rate
6–18% APR
Timeline
7–14 days
Startups OK
Purchase Order Financing
Fund supplier costs before fulfilling large customer orders — from startups to large corporations.
- Fund up to 100% of PO value
- Domestic & international
- No revenue history required
- Startups to large corps
Fee
2–6% / mo
Timeline
3–7 days
Gov Contracts
Government Contract Finance
Specialized financing for contractors awarded federal, state, and local government contracts.
- Federal, state & local contracts
- Mobilization financing
- Invoice factoring for contractors
- Small & large contractors
Advance
Up to 90%
Timeline
5–10 days
Save Money
MCA Refinance & Buyouts
Consolidate existing merchant cash advances into lower-cost products to reduce daily payments.
- Consolidate multiple positions
- Reduce daily/weekly payments
- Lower overall cost of capital
- Improve cash flow immediately
Savings
Up to 40%
Timeline
2–5 days
CRE
Traditional Commercial Real Estate
Purchase, refinance, or renovation financing for office, retail, industrial, and multi-family properties.
- Purchase, refi & construction
- Office, retail, multi-family
- Up to 80% LTV
- SBA 504 & conventional options
Rate
5–10% APR
Timeline
30–60 days
Simple. Fast.
Hassle-Free.
Our streamlined process gets you from application to funding faster than traditional banks. No lengthy paperwork, no endless waiting periods.
1
Complete Application
Fill out our secure 2-minute application with basic business information
2 minutes
2
Instant Pre-Qualification
Our system matches you with the best funding programs for your profile
Instant
3
Choose Your Program
Review your options and select the funding solution that fits your needs
Same day
4
Get Funded
Complete final documentation and receive funds in your business account
24-48 hours
Ready to Get Started?
Join thousands of business owners who have already secured funding through our platform. Your business growth is just minutes away.
No credit impact
2-minute application
Instant pre-qualification
No hidden fees
Helping small businesses access capital for over 15 years. We've funded over $5 billion in business loans across all 50 states.
Contact Us
info@blueoceancg.com
24/7 email support
Nationwide Service
All 50 states
Our Impact
$5B+
Total Funded
50K+
Businesses Helped
95%
Approval Rate
Security & Trust
Bank-Level Security
256-bit SSL encryption protects all your data
Fast Processing
Most applications reviewed within 2 hours